Schemes for Senior Citizens Essay in English | MPSC Essay 2023
Important Essay on Schemes for Senior Citizens for our MPSC, UPSC Aspirants in English.
Introduction
As per the population census, in India, the number of elderly persons in India is expected to rise to 173 million by 2026. The population of senior citizens as per the population census of 2021 is 138 million. This creates an alarming situation for the government to develop the already existing schemes for senior citizens and look for new schemes to aid the senior citizens. If the nation has to ensure a decent quality of life for elderly citizens it shall begin its strategic planning as early as possible. Also, it has to be kept in mind that the life expectancy rate of people in India has increased due to healthier diets, better lives and advanced medical care. In addition, the life expectancy rate of the Indians is expected to be 81. 96 per cent by the year 2100. To address this issue, the Indian government has come up with lucrative schemes for senior citizens.
Discussion
There is a multitude of problems faced by elderly people. Firstly comes the social problems such as undergoing rapid transformation due to urbanisation, industrialisation, globalization and technological changes. In addition, traditional values lead to loosening of the intergenerational ties. Apart from the social problems, there are issues related to disillusionment, isolation, generational gap and negligence by kids that are faced by elderly people. Not only this, but elderly people also suffer from financial issues. As stated by the national survey, 47 per cent of elderly people are financially dependent on their families. Moreover, 34 per cent of the people are dependent on cash transfers. The prevalence of health issues such as osteoporosis, blindness, and cardiovascular diseases are wooing elderly people all the more. To redress these issues, the government has introduced lucrative schemes such as the Atal Pension Yojana, National Pension System, Pradhan Mantri Vaya Vandana Yojana, Varistha Pension Bima Yojana and the Indira Gandhi National Old Age Pension Scheme. All the aforementioned schemes benefit the elderly ex-employees of the unorganised sector. For instance, the Atal Pension Yojana enables the workers of the unorganised sector to contribute a part of their income in their working years. In addition, the central government has also made payments of 50 per cent or Rs 1000 per year to the subscribers. In the event of the untimely death of the subscribers, the nominee can claim the amount. The National Pension scheme is the most popular of all the pension schemes. It was launched in the year 2004 and government employees mainly benefited from this scheme. Furthermore, the Pradhan Mantri Vaya Vandana Yojana is a government-backed pension scheme for senior citizens. This scheme is offered by the largest insurance company in India.e., the LIC. Another popular scheme is the Varistha Pension Bima Yojana offers guaranteed returns and income security to senior citizens. Finally, the Indira Gandhi National Old Age Pension Scheme ensures a healthy financial future for elderly people. Under the ministry of AYUSH, the Indian government also offers health care facilities for the elderly people
Conclusion
To conclude it can be said that, the Indian government has adopted useful measures to aid the elderly people by means of providing them with health care and pension schemes. However, with the increase in the elderly population of India, it is necessary for the government to extend more schemes to the elder people who belong to the economically weaker sections.
FAQs
Q1. What is the anticipated growth of the elderly population?
Ans: The anticipated growth of the elderly population is 73 million by 2026.
Q2. Name any two schemes for elderly people.
Ans: Pradhan Mantri Vaya Vandana Yojana and Varistha Pension Bima Yojana are the two schemes for elderly people.
♦ Important Links (महत्वाच्या लिंक्स) ♦
〉 Government Jobs.
〉 Private Jobs.
〉 सर्व परीक्षांच्या सराव प्रश्नपत्रिका (Question Papers).
〉 परीक्षेचे निकाल (Results).
〉 परीक्षा प्रवेशपत्र (Hall Tickets).
〉 MPSC भरती.
〉 Bank Jobs.
〉 Mega Bharti 2023.
〉 Current Affairs ((चालू घडामोडी).
〉 रोजगार मेळावा (Jobs Fairs).
♦जिल्हा नुसार जाहिराती ♦ |
|||||
| अहमदनगर | अकोला | अमरावती | औरंगाबाद | भंडारा | बुलढाणा |
| चंद्रपुर | धुले | गढ़चिरौली | गोंदिया | हिंगोली | जलगांव |
| जालना | कोल्हापुर | लातूर | मुंबई | नागपुर | नांदेड़ |
| नंदुरबार | नाशिक | उस्मानाबाद | पालघर | परभानी | पुणे |
| रायगढ़ | रत्नागिरि | सांगली | सातारा | सिंधुदुर्ग | सोलापुर |
| ठाणे | वर्धा | वाशिम | यवतमाल | बीड | |
♦शिक्षणानुसार जाहिराती ♦ |
|||||
| ७ वी (7th) | दहावी (SSC) | बारावी (HSC) | डिप्लोमा | आय.टी.आय | पदवी |
| पदव्युत्तर शिक्षण | बी.एड | एम.एड | एल.एल.बी / एल.एल.एम | बीएससी | एमबीए |
| बीसीए | एमसीए | बी.कॉम | एम.कॉम | GNM/ANM | एमएससी |
| बी.फार्म | एम.फार्म | बी.ई | एम.ई | BAMS/BHMS | एम.बी.बी.एस / एम.डी |
| बी.टेक | एम.टेक | MS-CIT | |||
